Pareto Economics Pty Ltd (“we”, “us”, “our”) respects your privacy and is committed to protecting your personal information in compliance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

ABN: 78 687 033 665

Email: hello@paretoeconomics.com.au

1. Scope

This Privacy Policy applies when you:

• Use our website;

• Enrol in Pareto Pro or Pareto Plus;

• Register for Pareto Pass;

• Attend in-person or online classes;

• Participate in the Pareto Online Community;

• Engage with us via email, surveys, or events.

2. Information We Collect

We may collect:

• Personal Information — name, email, phone number, school, subjects studied, academic performance.

• Payment Information — processed securely by third-party providers (e.g., Stripe) for paid tiers. We do not store full payment details.

• Automatically Collected Data — IP address, browser details, device type, access logs.

• Sensitive Information — academic results or other educational data, collected with consent.

3. How We Use Your Information

We may use your personal information to:

• Deliver our programs and services (including free memberships such as Pareto Pass);

• Provide resources and community access;

• Communicate updates and marketing offers;

• Analyse service usage for improvements;

• Comply with legal obligations.

4. Sharing Your Information

We may share your data with:

• Service providers (e.g., Circle, Stripe, analytics tools) to deliver services;

• Government authorities where required by law;

• Marketing partners, with your explicit consent.

We do not sell your personal data.

5. Pareto Online Community

When you participate in the Pareto Online Community (whether via Pareto Pro, Pareto Plus, or Pareto Pass), your name and profile information may be visible to other members. Please avoid posting personal or sensitive information unless you are comfortable sharing it.

6. Cookies & Tracking

We use cookies and similar technologies to improve site functionality and analyse usage. You may disable cookies via your browser, but some services may not function properly.

7. Data Security

We implement technical and organisational safeguards to protect your personal data. However, no system is completely secure, and you use our services at your own risk.

8. Your Rights

You may request access to, correction of, or deletion of your personal information by contacting us at hello@paretoeconomics.com.au.

You may also unsubscribe from marketing communications at any time via the “unsubscribe” link in our emails.

9. Updates to This Policy

We may update this Privacy Policy periodically. The revised version will be published on our website with a new “Last Updated” date.

10. Contact

For privacy-related queries:

Email: hello@paretoeconomics.com.au